Originally Posted by Draz
Finally hit $100k today.
Feels amazing but now I don't know what else to work towards.
Look up CD Ladders for that $100k.
Put $25k each in 3 month, 6 month, 9 month and 1 year CD and as each one matures take the earnings and reinvents the principal in the CD so you'll always have money coming in every three months. When the 3 month CD matures, put it in a one year CD, same with the 6 and 9 month.
There's no reason for you to continue to save as you'll be over saving at this point. You have your emergency fund. Now you need to maximize your retirement contributions and look to buy a home. Start saving for a house deposit.
Buying a home makes sense to avoid paying mortgage or rent in your retirement as that eliminates a huge expense.
You can also maybe increase the amount of money you put towards your leisure activities or long term holiday fund.